I was looking at my retirement funds even though I am not planning on retiring since I love what i do. I want to achieve this as long as I physically can. I care about people and want as many people to have a great life. By planning for your retirement and we all have to plan ahead. By starting now. the better we are better off. If you wait the more you will wish you had started decades ago. Think about how can you make it happen then only focus on what you don't have. It is a huge shift. Save, invest and generate at least 200k and let it grow over the decades. You will thank yourself years from now.